Speech: Saving for Retirement

Lecture: Savings for retirement General purpose: persuasion for a specific purpose: persuade the audience to open a savings center for retirement The idea of ​​starting savings for retirement is far more than social security It is excellent. (Attention to inhaling) Of the 19 responses obtained from the survey, only 2 people went out and I started saving for retirement. A: Most of us may think that retirement is inevitable, so I can understand this.

"Although the Millennial generation has retirement age of less than 20 years, it is not behind the closest retirement, about 60% of Mirenial generation earn less than $ 10,000 after retirement Baby Boomer Generation In the generation, half a century has passed since retirement, but they are on the same ship. "

For baby-boomer generation children, their view of life in the Golden Age is not accurately reflected in their retirement savings account. Only 79% of the baby-boomer generation contributes to the retirement savings plan. It may not be a bad thing, but let's take a closer look. 50% save only about 100 thousand dollars, one-third, or almost none savings of $ 50,000. If someone retires at the age of 65 and lives in the early 1990's, this money is not enough to become a safety net. If you are a member of a baby-boomer generation, or if you do not start savings for retire at all or do not donate a small amount of money every month, increase your retirement savings as you get better as you retire There are several ways.

Savings and investment are important life skills if you are expected to reach retirement age. Retirement seems far away, but the earlier you start saving and investing, the less you need to save, the sooner you retire, the more people will retire. Therefore, it is premature to start savings and investment. Beginners tend to make mistakes in the first few years of investment. For this reason, we recommend starting with zero and starting with virtual. When I attended college, I lost a lot of money from stocks. Fortunately, all of these are in the simulation of stock exchanges. These losses occur on websites that can invest in game currency. The stocks I invest in are real shares. So, I was able to test my investment skills with real stocks without losing real money. These transactions taught me a lot about investing in the course.