History: Most people say that everyone has seen the movie, but some of them may be secret documentation, radioactive laboratory tests, or health insurance plans . In the modern world where we live today, technology has always simplified our lives in our memories. A smart card is an example of this technology. This technology was invented and patented in the 1970's "(Wikipedia, 2006). During this period, since France, Japan and Germany all played an important role, "There are some controversies about actual inventors" (Wikipedia, 2006).
There are two technologies to use a smart card: a contact smart card and a contactless smart card. Contact-type smart cards transmit data through the metal conductors or pins of the card. Contactless smart cards transmit data at radio frequencies. For example, it is used in electronic passport. Because smart cards are small devices that can be placed in simple wallets, they help to simplify common operations such as user identification, user authentication, and data storage. An example of using smart cards is for large companies and organizations to have user authentication to log in or access a restricted area.
A smart card is a card similar to an ATM card or credit card. When a user inserts a smart card into a dedicated card reader, the information on the smart card is read and updated as necessary. The smart card stores the data in a thin microprocessor embedded in the card. The use of smart cards includes the saving of immunization data, medical records, identity information, and other medical information. In addition, smart cards can also store prepaid amounts, such as students shopping on campus, tracking customer purchase or employee attendance, accessing for user authentication or purchasing on the Internet.
On a global scale, issuing smart cards is a "new" technology. A smart card or "chip" card is the latest technology of payment cards, making electronic payment faster, safer, and more flexible. The smart card comes with a microchip that can store up to 80 times the information and functions of a standard magnetic stripe card. In addition, the data stored on the smart card is encrypted to prevent unauthorized access to personal account information. The chip card ensures a faster transaction process. Because there are multiple security restrictions on the chip, you can safely take offline many transactions offline without having to call the issuing bank. This means faster transactions and better customer service. It also reduces telecommunications costs for banks and merchants