Reinsurance Business

Article 1 of Reinsurance Business - Parties to the Contract This Agreement is made only between the Company and the Reinsurer and the obligations of the parties hereunder shall be made only to the other parties under this Agreement. In no event shall any rights under this Agreement be granted unless we are solely responsible for the appraisal and appointment of the Managed Care Concepts, which are the managers of the Delaware state company, It does not have.

Insurance and reinsurance operations are conducted through about 70 domestic and foreign insurance companies. The Berkshire insurance business primarily provides insurance and reinsurance for property and casualty risks in the United States. In addition, as a result of acquiring General Re in December 1998, Berkshire's insurance business also includes life insurance, accident and medical reinsurers, and international property and accident reinsurance companies. Berkshire insurance companies maintain very high capital strength. This advantage distinguishes Berkshire insurance companies from their competitors. At December 31, 2004, the statutory surplus of US insurers in Berkshire State was approximately $ 48 billion.

Gen Re offers reinsurance solutions for the life / health and property / accident insurance industries. General Reinsurance, London Branch is a division of General Reinsurance AG. General Reinsurance AG is a subsidiary of Berkshire Hathaway Inc. We work closely with our customers to understand their strategic and operational goals and provide a wide range of products, tools and resources designed to promote the continued growth and success of our customers . As a direct reinsurance company, we are in a business that is risky like our customers. Our common view helps to understand and rate the most difficult risks - and it helps to come up with the right solution. Gen Re is a member of Berkshire Hathaway and each major credit rating agency has an excellent financial structure rating. For more information, please visit www.genre.com.