Personal Finance Unit 2

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If you have not recently checked the internet, please please allow me to easily check the personal financial situation of the US: the average savings rate of the new century generation of minus 2%, the past 10 years Student loan debt increased by more than 50% to, now has 130 more than anything trillion dollars, the savings of those who are trying to retire have been greatly reduced

Personal finance is a financial decision that applies the principle of finance to individuals or households. It involves individuals and families getting money, budgeting, saving, and using them over time, taking into account various economic risks and events of future life. The combination of your personal economic knowledge, education, decision making and plan with your goals, income and desire together define the circumstances of your wealth. This is the importance of personal finance; ongoing management and improvement of your personal finances will be in the coming months, but will not have an impact in the coming decades.

I am creating Zeta to change this situation. In the Zetas, we believe that personal finance is the central life skill. Through a combination of education, advice and accountability, we want to help 19 million American couple in advance of their financial situation. Zeta's mission is to help the couple get smarter money, from college debt payments from the first salary plan, savings # 1 for the first house for children.

Marsha Barnes, the founder of financial law firms, is not the only personal financial expert. Headquartered in Charlotte, North Carolina Marsha is the coolest school bus that I have ever seen to educate students about personal finance and will move through the United States. She has a lot of experience and has plenty of insight to think. When I asked Martha about the debts of the students, she quickly answered that the debt of the student is not a problem. Wait a moment, is student debt problematic? Yes, I am also very surprised. But as I keep listening, it will be meaningless. Martha said the real problem is that we tend to spend too much when we get the first job.