NCB WEB - NCB GROUP

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Purchasing an NCB to protect additional insurance avoids the dilemma of purchasing NCB Protection Additional Insurance to choose between claims and NCB even if the claim is subject to certain restrictions I can do it. "Let NCB protect the Honda City 2011 model with a premium of 1,000 to 1,200 rupees and protect one claim in a year.If the discount of NCB is 6000 Indian rupees, the total will be 5000 Rupee, "Dua explained. In addition, this will supplement the refund amount.

NCB's maximum policyholder has 50% right. In other words, after accumulating 50% of NCB, discount will not increase even if billing is not done in the next few years. However, there are some exceptions to the 50% limit. Those who re-enacted policies from July 1, 2002 to June 30, 2003 accumulate 55% or 65 NCBs based on tariffs until 1 July. %, These people are allowed to proceed with this higher NCB until they make their claims based on their policy. After the claim is submitted, the NCB is reduced to zero, after which the current NCB grid will also be effective for renewing insurance contracts for these policyholders.

This is an important feature of the NCB - it relates to policyholders and not related to vehicles. Therefore, if you change an existing car to a new car or switch to another insurance company when updating insurance contract, you can maintain NCB. Transfer of NCB is a very simple process. Suppose you purchased a car in 2008 and sold it in 2013 after the fifth anniversary. If you have never made a claim during this period, a 50% NCB discount will be applied. Now you purchase a new car in 2015, the premium for that car is 18000 rupees (excluding service tax), of which 15,000 rupees is a premium for its own damaged parts. You can transfer NCB acquired from previous car insurance to new car insurance and apply for NCB discount with the initial premium of new insurance.