Meeting a Critical Need: How a Blended Learning Financial Literacy Program Transforms Student Attitudes Toward Money Management

National high school urgently needs financial knowledge education. If students want to have an economically secure future, they can make smart decisions with their own money and achieve their goals, then they will have basic financial knowledge skills I have to learn. This white paper describes the JA Personal Finance Integrated Model - Financial Knowledge Course - designed to fill this gap.

"Since I am reading the fear stories about Millennials's financial distress, I have contacted my local JA office to see if they can help. We emphasize that we make a series of decisions affecting the rest of our lives. "

There are many reasons. Generally, it is assumed that fund management education and financial knowledge are related to infringement of contract prevention or only funded students need cash management education. Initiatives for financial knowledge must be implemented throughout the campus. You can also work more effectively through your own organization or through cross-functional working groups. In July 2016, Fortune magazine reported the results of national capacity study that found that nearly two-thirds of Americans could not pass the basic test of financial knowledge. This includes information on how to calculate interest expense and basic questions on financial risk. Based on this data, it is necessary for all students to be able to manage their education with their own funds. In fact, we encourage all members of the campus community to have access to economic knowledge education.

National high school urgently needs financial knowledge education. If students want to have an economically secure future, they can make smart decisions with their own money and achieve their goals, then they will have basic financial knowledge skills I have to learn. This white paper describes the JA Personal Finance Integrated Model - Financial Knowledge Course - designed to fill this gap. "Since I am reading the fear stories about Millennials's financial distress, I have contacted my local JA office to see if they can help. We emphasize that we make a series of decisions affecting the rest of our lives. "

Meet the main needs: How does the mixed learning financial literacy program change student attitudes towards cash management?

Where can young people begin learning the skills necessary for lifelong economic success, especially with the benefit of economic knowledge? Thanks to the global partnership with HSBC, JA More than Money provided students with an economic knowledge course as early as the third year. As a post-school program led by qualified volunteers, students take six steps to gain economic knowledge, but some of them may surprise you. This is more than just balancing the checkbook. Students learn fund management skills and understand the role and importance of money in their lives. Students are then ready to open a savings account with their parents and parents at a local bank. Many of them offer special accounts for young people or deposits of only $ 5. Even with just 1% interest, young people see that their 50 birthday money changes to $ 50.50 a year later, so they build contacts: to savings or increase in capital and multiplication Investment