Legacies of Kenya

Corruption of colonial political leadership has created a weakly dependent economy, as political problems and violence are brought about by the harmful division of the border. The UK imposed indirect colonial rule, which meant that they left the government and the government to the traditional rulers while advising them. Nonetheless, the UK has established colonial policies such as alienation of European settlers in Europe, taxation in Africa, compulsory African and migrant workers in Kenya.

In February 2017, I visited Kenya, met with the leaders of the government, the private sector, and civil society. It is wonderful to understand how Kenya uses its entrepreneurial heritage to establish itself as the leading information and communications technology (ICT) center in Africa and create a new opportunity for the US and Kenya to cooperate It is that. The first thing I noticed was that the cell phone was everywhere, and the Kenyans used them in the same way Americans used debit cards and credit cards. Nearly 90% of Kenyans have access to mobile phones, and 85% of Kenyans are accessing the Internet via mobile broadband connections. Instead of credit or debit cards, Kenyans use M - Pesa as their mobile currency platform. This will enable Kenyans to make approximately $ 400 million in cash in the third quarter of 2016 and transfer about $ 5 billion in funds.

Since 2007 at least Kenya can pay by mobile phone. Banknotes and debit cards are not necessary in Kenya. Most people do not even have bank accounts (only 20% of the Kenyans do this). If you need cash, you can simply withdraw money from your mobile phone. This system is called M: Pesa, works with any mobile phone, only 2G is needed. Compared to the Netherlands: We do not have a simple payment method. We have big wallets filled with debit cards for stores and cash not accepting cards (for example due to lack of internet), and some people probably have credit cards or chip cards I will. There are payment and remittance by online banking, but in most cases, our card or small security equipment is required to login. And 'our' mobile banking is only available online, and has an Android or iOS smartphone