how can i increase my credit 100-150 points within a few months

I applied for a mortgage - not approved - the loan company worked with a person borrowing letters of credit. She gave me a list of action items I need to complete. She thinks it is necessary to handle it all in a year or so. Please give me one year's deadline. I sat down and did all the action items in a week - after 30 days the credit soared to 620. She was approved by mortgage, but it was not ideal. After waiting 30 days, the credit is 651 ... she said that we can get the ideal approval, the credit score is 640. I do not know how to do it, but I am very happy. The house was signed in three months, not a year. The loan officer can not believe it! I have my house now and I have lived for more than a year. I love my house!

Pay "every quarter" to your account - If you need to leave at least 3 to 6 months in your account, or if checks are credited directly or if deposited files are recorded Prove that you are not a loan To

Best advice - Contact a good lender and ask them about your action plan so that you can do something like this. Be careful when looking for tips online ... Usually it is misunderstood. I found some tips I tried. They are counterproductive or accepted by the loan office.

Now, to set realistic expectations, give yourself 6 to 12 months before you expect a significant improvement in your credit score. After graduating from college, I personally used all the following strategies, my score increased by 100 points in a year. So here are some tips to get you started developing your strategy: a secure credit card needs to deposit cash as collateral for your account. For example, if you deposit $ 500, the bank has cash to make sure they offer you a $ 500 credit line. After a perfect credit card administration for 6 to 12 months, please contact your bank and ask them to convert it to an unsecured credit card and refund 500 dollar deposit. This will help you improve your credibility and improve your relationship with the bank. Details on using credit card

The easiest and fastest way to set up credit is to use a credit card. You can do other things such as paying student loans on time, but when you use your credit card correctly, the scoring model prefers it. In a few months, you can build your trust, buy a sweet, sweet journey, borrow a dream apartment, and even prepare to rent a mortgage. Want to get a card? Please be aware that you may delay to raise your credit limit up to the highest score you could have earned. We recommend using credit card. If you use your student ID card, you can acquire the habit of paying the full amount every month and you can bring your score closer to your goal every month. In addition, you can practice using rewards, earn points and refund for each purchase.