GEneral financial literacy course

Half Credit's comprehensive financial literacy program is designed for middle and high school students and is an essential learning standard for all students.

Understand and prepare that it is an effective financial manager so that long-term and short-term financial goals and security can be achieved

The Utah Department of Education can not recommend or support specific text or course packages for general financial literacy courses. The texts and materials used must meet the standards and objectives of the course.

Teachers can choose textbooks published on the Recommended Materials (RIMS) website on the Utah Department of Education website website, or textbooks approved according to 53A 12 - 204 and Utah State Board of Education rules 277 - 469.

In the millennium generation, financial knowledge is increasingly concerned. The National Financial Education Council (NFEC) has introduced financial knowledge as "a financial problem skill to take confident and effective actions to best deal with individual individuals, families, and world community goals I have knowledge and knowledge ". The total of unfinished US student loan debt exceeded $ 1.45 trillion. There are over 45 million student loans in the US and the average debt per borrower is $ 27,975. Due to student loans, it is becoming increasingly clear that 60% of college graduates have significant debts and there is an absolute need to provide information, education, and guidance in financial decision-making I will.

Students who participate in the financial knowledge course after going to high school or after arriving at the university campus are less likely to graduate due to excessive student loans. Financial knowledge training helps students determine debt of student loans smarter and manage their finances in their lifetime. For most students who are interested in going to college or preparing for higher education despite the debt, university education is economically valuable. Some people can succeed without a college degree or certificate, but university education may be more economically successful than others.

The college campus is trying to help students understand credit card debt traps. Economic responsibility is taught by freshmen as a course of economic knowledge. Since the young generation is becoming the newest consumer in the world, it is necessary to teach these same skills to the younger generation. In addition to economic responsibility, we need to deal with dependence on credit cards and spending. When consumers teach and understand economic responsibility skills, the world economy will recover and become stable. Bibliography